Bill Perkins - Why You Should Spend All Of Your Money Before You Die

Many accumulate wealth but don’t use it to build fulfilling experiences.
— Bill Perkins

Medium: Podcast

How strongly I recommend it: 8/10

Other Recommendations: Here

10 Takeaways

  1. Consider life as a system of seasons, each with unique experiences. Don't delay gratification for things that belong in a specific life season.

  2. Many accumulate wealth but don't use it to build fulfilling experiences.

  3. Optimize life by maximizing positive experiences, not just wealth.

  4. View life as an optimization problem with wealth, health, and time as variables.

  5. Working for money you never use equates to wasting life.

  6. Aim to die with zero, using your resources for fulfilling experiences.

  7. Use consumption smoothing: borrow from your future richer self to enhance your present.

  8. Invest in experiences early to maximize memory dividends

  9. Most people fear running out of money, but the real fear should be wasting life.

  10. Focus on maximizing positive life experiences using wealth, health, and time.

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